Independent disaster recovery services for U.S. businesses · Not a government agency385-376-2372
Economic Recovery CenterEmpowering American BusinessesSpeak to a Specialist
Disaster recovery for U.S. businesses

Don’t become another disaster loan statistic.

Economic Recovery Center is a private disaster recovery firm that prepares compliant, submission-ready SBA disaster loan packages and connects businesses with licensed public adjusters. You focus on your family and your business while we handle the paperwork and the program rules.

Speak to a SpecialistHow EIDL works

Disaster Zone Eligibility Check

See whether your county is in a federally declared disaster area.

Checks FEMA major disaster declarations from the last 12 months. SBA disaster areas can include neighboring counties, so a specialist will confirm.

Our mission

Aid Businesses Before, During, and After Natural Disasters

Our mission is simple: to be the go-to entity for all homeowners, renters, and small to medium-sized business before, during, and after a natural disaster strikes with the preparatory resources, recovery funding options, and resilience solutions they need.

Many disaster loan applications stall or are declined because the file is incomplete or the filing window has closed. As a small business owner, you’re already overwhelmed dealing with property damage, insurance claims, and keeping operations running - making it nearly impossible to master the complex SBA disaster loan requirements.

That’s where we come in. The Economic Recovery Center eliminates the overwhelming complexity of disaster loan applications and insurance claims. We are your partner through the process.

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LiveLatest FEMA major disaster declarationsView all
Programs we service

Every dollar available to your small business

We are continuously expanding our disaster recovery services. We currently offer comprehensive support for:

SBA Disaster Loans

Loan Packaging

If your business has been impacted by a natural disaster, you likely qualify for an SBA disaster loan - but only if your application is properly prepared. We prepare a compliant SBA disaster loan package ready for submission to the SBA.

Learn more Insurance Claims

Public Adjuster

If your property has been damaged, we connect you with licensed public adjusters who represent you - not the insurance company - to pursue the full settlement your policy allows.

Learn more Working Capital

SBA Loans

If your business needs working capital during recovery or for expansion, we can help navigate additional SBA loan programs designed to bridge the gap while you rebuild, including SBA 7a loans.

Learn more
How it works

It’s time for your business to recover

Disaster loan applications are often screened out at intake or withdrawn before a decision, usually because the file was incomplete or the filing window had already closed. We work to make sure neither happens to you.

Confirm your window

We confirm your county is in a declared disaster area and that you’re still within the SBA’s deadline to apply.

Build the package

Eligibility analysis, underwriting, and every required document, prepared to SBA standards.

You submit, ready to go

You submit your own SBA application with a complete, compliant package on the strongest possible footing.

Chat with our recovery assistantAsk about programs, deadlines and eligibility, any time of day.
Prefer to talk? Call usOur voice assistant answers and can book you with a specialist.
385-376-2372
At a glance

Economic Recovery Center at a Glance

$10M+
Claimed for Small Businesses
In ERC’s first year
Every U.S. County
Checked Against FEMA Data
Live disaster declaration lookup
Since 2022
Helping Businesses Recover
Founded after Hurricane Ian
Why trust us

Why Trust Economic Recovery Center?

Compliance is in Our DNA

We implement rigorous safeguards and 'checks & balances' to ensure your disaster loan application is compliant and complete before submission. While other companies make false promises about guaranteed approvals, we focus on creating applications that actually get funded. Our database tracks every FEMA disaster declaration and SBA disaster area designation, ensuring your application meets all geographic and timing requirements.

Countless Happy Clients Across the United States

We've guided hundreds of businesses through the SBA disaster loan process. Our focus is preparing complete, compliant loan packages built to SBA requirements before your application ever reaches a loan officer, so it stands on the strongest possible footing.

Our Success is DIRECTLY Tied to Your Success

Our mission: turn the overwhelming disaster recovery process into a streamlined path to funding. Whether it's before, during, or after a natural disaster, we are your partner through the entire process.

We're NOT Some Sales Shop - We are Professionals

The Economic Recovery Center is built on compliance and verifiable results. Our team draws on hands-on SBA disaster-loan experience, licensed public adjusters, and disaster-recovery specialists who understand how SBA loans, insurance claims, and FEMA assistance work together. We don't promise approvals; we make sure your file gives you the strongest possible footing.

Natural disasters draw out predatory operators who target business owners at their most vulnerable moment. Be cautious of anyone who guarantees an outcome.
Client stories

Hear What Our Clients Say

The Economic Recovery team was outstanding with our ERC tax credit. They were highly communicative, very thorough, and their attention to details provided us comfort should anything need to be reviewed. We are recommending them to other companies we do business with as well.
Job Search Agency - FL
Thank you so much for providing your service. As a non-profit the majority of our help is volunteer. We didn't think we would qualify for this program. Thanks to your team we not only qualified, we will also make up for our shortfall from our last 2 years of little activity in our Donor Campaigns.
Veteran Non-Profit - IN
As an essential business there was no thought to applying for the Employee Retention Credit program. Once we explored all of the various companies providing the same service, we knew we made the right decision when they asked to speak with our in-house legal department first, not just pushing a contract.
Medical Facility - FL
Our CPA said we did not qualify because we broke even in 2020 and made money in 2021 even though we had to change our entire business. When we spoke with Economic Recovery we found out that we qualified and had ERC available above our 2 PPP grants, we were amazed. They understand this program inside and out.
Tech Firm - NY
Fort Myers, FL neighborhood after Hurricane Ian
Fort Myers, FL after Hurricane Ian, where ERC began.
Our story

We are business owners, just like you.

When Hurricane Ian struck Southwest Florida on September 28th, 2022, ERC’s founders saw that local business owners weren’t getting the same level of assistance as everyone else. The Economic Recovery Center was built to change that.

Our history Southwest Florida
Common questions

Frequently Asked Questions

What does Economic Recovery Center do?
Economic Recovery Center helps U.S. businesses before, during, and after natural disasters. We prepare compliant, submission-ready SBA disaster loan (EIDL) packages, connect property owners with licensed public adjusters for insurance claims, and help businesses find other SBA loan programs, such as SBA 7(a) loans, for working capital during recovery.
Is Economic Recovery Center a government agency?
No. Economic Recovery Center is a private company. It is not a government agency and is not the U.S. Small Business Administration (SBA) or FEMA. You can apply for SBA disaster loans directly with the SBA at no cost.
What is an SBA disaster loan (EIDL)?
An SBA Economic Injury Disaster Loan (EIDL) is a low-interest loan from the U.S. Small Business Administration for small businesses, agricultural businesses, and private nonprofit organizations hurt by a declared disaster. It helps cover operating expenses and maintain cash flow while the business recovers.
How do I know if my business is in a declared disaster area?
Use the Disaster Zone Eligibility Check at the top of this page. Pick your state and county to see the FEMA major disaster declarations that cover it, then talk with a specialist to confirm you are still within the SBA's deadline to apply.
Who submits the SBA loan application?
You do. We prepare the eligibility analysis, underwriting, and every required document to SBA standards, and you submit your own application to the SBA with a complete, compliant package.
What is a public adjuster?
A public adjuster is a licensed professional who represents the policyholder, not the insurance company, in negotiating and settling a property insurance claim after damage from events such as hurricanes, fires, or floods. We connect you with licensed public adjusters who pursue the full settlement your policy allows.

It's Time for Your Business to Recover

Talk with a specialist about where your business stands and which programs fit.

Speak to a SpecialistCall 385-376-2372