SBA Disaster Loans for Kansas Severe Storm, DR-4897
Possibly. FEMA major disaster declaration DR-4897 (Severe Storms, Straight-Line Winds, and Flooding), declared December 19, 2025, currently lists FEMA Public Assistance but not Individual Assistance, so SBA disaster loans for Kansas businesses depend on whether FEMA adds Individual Assistance or the SBA issues its own declaration. Without one, SBA disaster loans under a Public Assistance-only declaration are generally limited to eligible private nonprofit organizations.
DR-4897 at a glance
- Declaration
- DR-4897-KS
- Title
- Severe Storms, Straight-Line Winds, and Flooding
- Incident type
- Severe Storm
- Declared
- December 19, 2025
- Incident period
- July 17, 2025 to July 22, 2025
- Designated areas
- 12
- FEMA programs
- Public Assistance
- FEMA data updated
- November 6, 2026
Economic Recovery Center is a private company. It is not a government agency and is not the U.S. Small Business Administration (SBA) or FEMA. You can apply for SBA disaster loans directly with the SBA at no cost.
12 designated areas in Kansas
- IAIndividual Assistance: help for individuals and households
- PAPublic Assistance: help for state, local and tribal governments and certain nonprofits
- HMHazard Mitigation: funding to reduce future disaster risk
- Barton CountyPA
- Comanche CountyPA
- Edwards CountyPA
- Hodgeman CountyPA
- Logan CountyPA
- Morris CountyPA
- Ottawa CountyPA
- Rawlins CountyPA
- Saline CountyPA
- Stevens CountyPA
- Sumner CountyPA
- Wyandotte CountyPA
Not sure about your county? Check your county with our free Disaster Zone Eligibility Check.
How SBA disaster loans work in declared areas
The U.S. Small Business Administration can make low-interest disaster loans in areas covered by a disaster declaration. Depending on the declaration, these can include physical damage loans to repair or replace property, and Economic Injury Disaster Loans (EIDL) that help cover operating expenses while a business recovers.
The SBA publishes which counties qualify and the deadline to apply for each disaster. Always check sba.gov/disaster and disasterloanassistance.sba.gov for the official declaration and dates. You can apply directly with the SBA at no cost.
Where Economic Recovery Center fits
We prepare compliant, submission-ready SBA disaster loan packages: the eligibility analysis, underwriting and documents the SBA asks for. You submit your own application with a complete file.
If your property was damaged, we connect you with licensed public adjusters who represent you, not the insurance company, on your claim.
Other recent declarations in Kansas
- DR-4943: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (September 1, 2026)
- DR-4940: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (September 1, 2026)
- DR-4926: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (June 30, 2026)
See all active disaster declarations
Source: OpenFEMA Disaster Declarations Summaries. Official FEMA page: fema.gov/disaster/4897. FEMA last updated this data on November 6, 2026.
Hit by the Kansas severe storm?
Talk with a specialist about your SBA disaster loan package and your insurance claim.