SBA Disaster Loans for Mississippi Severe Winter Storm, DR-4899
Yes, businesses in Mississippi may be able to get an SBA disaster loan for this disaster: FEMA major disaster declaration DR-4899 (Severe Winter Storm), declared February 6, 2026, approves FEMA Individual Assistance for 37 designated areas. When a major disaster declaration includes Individual Assistance, the SBA can offer disaster loans to businesses of all sizes and private nonprofits in those areas, and confirms the exact counties and deadlines on its own declaration.
DR-4899 at a glance
- Declaration
- DR-4899-MS
- Title
- Severe Winter Storm
- Incident type
- Winter Storm
- Declared
- February 6, 2026
- Incident period
- January 23, 2026 to January 27, 2026
- Designated areas
- 83
- FEMA programs
- Individual Assistance, Public Assistance
- FEMA IA registration
- FEMA lists June 10, 2026 as the last day to register for Individual Assistance. SBA loan deadlines are set separately by the SBA.
- FEMA data updated
- November 6, 2026
Economic Recovery Center is a private company. It is not a government agency and is not the U.S. Small Business Administration (SBA) or FEMA. You can apply for SBA disaster loans directly with the SBA at no cost.
83 designated areas in Mississippi
- IAIndividual Assistance: help for individuals and households
- PAPublic Assistance: help for state, local and tribal governments and certain nonprofits
- HMHazard Mitigation: funding to reduce future disaster risk
- Adams CountyIAPA
- Alcorn CountyIAPA
- Amite CountyPA
- Attala CountyIAPA
- Benton CountyIAPA
- Bolivar CountyIAPA
- Calhoun CountyIAPA
- Carroll CountyIAPA
- Chickasaw CountyPA
- Choctaw CountyPA
- Claiborne CountyIAPA
- Clarke CountyPA
- Clay CountyPA
- Coahoma CountyIAPA
- Copiah CountyPA
- Covington CountyPA
- DeSoto CountyIAPA
- Forrest CountyPA
- Franklin CountyPA
- George CountyPA
- Greene CountyPA
- Grenada CountyIAPA
- Hancock CountyPA
- Harrison CountyPA
- Hinds CountyPA
- Holmes CountyIAPA
- Humphreys CountyIAPA
- Issaquena CountyIAPA
- Itawamba CountyPA
- Jackson CountyPA
- Jasper CountyPA
- Jefferson CountyIAPA
- Jefferson Davis CountyPA
- Jones CountyPA
- Kemper CountyPA
- Lafayette CountyIAPA
- Lamar CountyPA
- Lauderdale CountyPA
- Lawrence CountyPA
- Leake CountyPA
- Lee CountyIAPA
- Leflore CountyIAPA
- Lincoln CountyPA
- Lowndes CountyPA
- Madison CountyPA
- Marion CountyPA
- Marshall CountyIAPA
- Mississippi Choctaw Indian ReservationIAPA
- Monroe CountyPA
- Montgomery CountyIAPA
- Neshoba CountyPA
- Newton CountyPA
- Noxubee CountyPA
- Oktibbeha CountyPA
- Panola CountyIAPA
- Pearl River CountyPA
- Perry CountyPA
- Pike CountyPA
- Pontotoc CountyIAPA
- Prentiss CountyIAPA
- Quitman CountyIAPA
- Rankin CountyPA
- Scott CountyPA
- Sharkey CountyIAPA
- Simpson CountyPA
- Smith CountyPA
- Stone CountyPA
- Sunflower CountyIAPA
- Tallahatchie CountyIAPA
- Tate CountyIAPA
- Tippah CountyIAPA
- Tishomingo CountyIAPA
- Tunica CountyIAPA
- Union CountyIAPA
- Walthall CountyPA
- Warren CountyIAPA
- Washington CountyIAPA
- Wayne CountyPA
- Webster CountyPA
- Wilkinson CountyPA
- Winston CountyPA
- Yalobusha CountyIAPA
- Yazoo CountyIAPA
Not sure about your county? Check your county with our free Disaster Zone Eligibility Check.
How SBA disaster loans work in declared areas
The U.S. Small Business Administration can make low-interest disaster loans in areas covered by a disaster declaration. Depending on the declaration, these can include physical damage loans to repair or replace property, and Economic Injury Disaster Loans (EIDL) that help cover operating expenses while a business recovers.
The SBA publishes which counties qualify and the deadline to apply for each disaster. Always check sba.gov/disaster and disasterloanassistance.sba.gov for the official declaration and dates. You can apply directly with the SBA at no cost.
Where Economic Recovery Center fits
We prepare compliant, submission-ready SBA disaster loan packages: the eligibility analysis, underwriting and documents the SBA asks for. You submit your own application with a complete file.
If your property was damaged, we connect you with licensed public adjusters who represent you, not the insurance company, on your claim.
Other recent declarations in Mississippi
- DR-4930: Tropical Storm Arthur (August 3, 2026)
- DR-4922: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (June 30, 2026)
See all active disaster declarations
Source: OpenFEMA Disaster Declarations Summaries. Official FEMA page: fema.gov/disaster/4899. FEMA last updated this data on November 6, 2026.
Hit by the Mississippi severe winter storm?
Talk with a specialist about your SBA disaster loan package and your insurance claim.