SBA Disaster Loans for Montana Straight-Line Winds, DR-4902
Possibly. FEMA major disaster declaration DR-4902 (Severe Winter Storm and Straight-Line Winds), declared April 7, 2026, currently lists FEMA Public Assistance but not Individual Assistance, so SBA disaster loans for Montana businesses depend on whether FEMA adds Individual Assistance or the SBA issues its own declaration. Without one, SBA disaster loans under a Public Assistance-only declaration are generally limited to eligible private nonprofit organizations.
DR-4902 at a glance
- Declaration
- DR-4902-MT
- Title
- Severe Winter Storm and Straight-Line Winds
- Incident type
- Straight-Line Winds
- Declared
- April 7, 2026
- Incident period
- December 17, 2025 to December 18, 2025
- Designated areas
- 32
- FEMA programs
- Public Assistance
- FEMA data updated
- November 6, 2026
Economic Recovery Center is a private company. It is not a government agency and is not the U.S. Small Business Administration (SBA) or FEMA. You can apply for SBA disaster loans directly with the SBA at no cost.
32 designated areas in Montana
- IAIndividual Assistance: help for individuals and households
- PAPublic Assistance: help for state, local and tribal governments and certain nonprofits
- HMHazard Mitigation: funding to reduce future disaster risk
- Big Horn CountyPA
- Blackfeet Indian ReservationPA
- Blaine CountyPA
- Broadwater CountyPA
- Carbon CountyPA
- Dawson CountyPA
- Flathead CountyPA
- Fort Belknap Indian ReservationPA
- Fort Peck Indian ReservationPA
- Garfield CountyPA
- Glacier CountyPA
- Golden Valley CountyPA
- Judith Basin CountyPA
- Lake CountyPA
- Lincoln CountyPA
- McCone CountyPA
- Mineral CountyPA
- Missoula CountyPA
- Northern Cheyenne Indian ReservationPA
- Park CountyPA
- Phillips CountyPA
- Pondera CountyPA
- Powder River CountyPA
- Powell CountyPA
- Ravalli CountyPA
- Rosebud CountyPA
- Sanders CountyPA
- Stillwater CountyPA
- Sweet Grass CountyPA
- Teton CountyPA
- Valley CountyPA
- Wheatland CountyPA
Not sure about your county? Check your county with our free Disaster Zone Eligibility Check.
How SBA disaster loans work in declared areas
The U.S. Small Business Administration can make low-interest disaster loans in areas covered by a disaster declaration. Depending on the declaration, these can include physical damage loans to repair or replace property, and Economic Injury Disaster Loans (EIDL) that help cover operating expenses while a business recovers.
The SBA publishes which counties qualify and the deadline to apply for each disaster. Always check sba.gov/disaster and disasterloanassistance.sba.gov for the official declaration and dates. You can apply directly with the SBA at no cost.
Where Economic Recovery Center fits
We prepare compliant, submission-ready SBA disaster loan packages: the eligibility analysis, underwriting and documents the SBA asks for. You submit your own application with a complete file.
If your property was damaged, we connect you with licensed public adjusters who represent you, not the insurance company, on your claim.
Other recent declarations in Montana
- DR-4915: Severe Winter Storm and Straight-Line Winds (May 29, 2026)
- DR-4914: Severe Winter Storm and Straight-Line Winds (May 29, 2026)
- DR-4901: Severe Storms and Flooding (April 7, 2026)
See all active disaster declarations
Source: OpenFEMA Disaster Declarations Summaries. Official FEMA page: fema.gov/disaster/4902. FEMA last updated this data on November 6, 2026.
Hit by the Montana straight-line winds?
Talk with a specialist about your SBA disaster loan package and your insurance claim.