SBA Disaster Loans for Washington Flood, DR-4906
Yes, businesses in Washington may be able to get an SBA disaster loan for this disaster: FEMA major disaster declaration DR-4906 (Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides), declared April 7, 2026, approves FEMA Individual Assistance for 26 designated areas. When a major disaster declaration includes Individual Assistance, the SBA can offer disaster loans to businesses of all sizes and private nonprofits in those areas, and confirms the exact counties and deadlines on its own declaration.
DR-4906 at a glance
- Declaration
- DR-4906-WA
- Title
- Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
- Incident type
- Flood
- Declared
- April 7, 2026
- Incident period
- December 5, 2025 to December 19, 2025
- Designated areas
- 49
- FEMA programs
- Individual Assistance, Public Assistance
- FEMA IA registration
- FEMA lists June 10, 2026 as the last day to register for Individual Assistance. SBA loan deadlines are set separately by the SBA.
- FEMA data updated
- November 6, 2026
Economic Recovery Center is a private company. It is not a government agency and is not the U.S. Small Business Administration (SBA) or FEMA. You can apply for SBA disaster loans directly with the SBA at no cost.
49 designated areas in Washington
- IAIndividual Assistance: help for individuals and households
- PAPublic Assistance: help for state, local and tribal governments and certain nonprofits
- HMHazard Mitigation: funding to reduce future disaster risk
- Asotin CountyPA
- Chehalis Indian ReservationIAPA
- Chelan CountyIAPA
- Clallam CountyPA
- Clark CountyPA
- Cowlitz CountyPA
- Cowlitz ReservationPA
- Garfield CountyPA
- Grays Harbor CountyIAPA
- Hoh Indian ReservationPA
- Island CountyPA
- Jamestown ReservationPA
- Jefferson CountyPA
- Kalispel Indian ReservationPA
- King CountyIAPA
- Kittitas CountyPA
- Klickitat CountyPA
- Lewis CountyIAPA
- Lower Elwha Indian ReservationPA
- Lummi Indian ReservationIAPA
- Makah Indian ReservationPA
- Mason CountyPA
- Muckleshoot Indian ReservationIAPA
- Nisqually Indian ReservationIA
- Nooksack Indian ReservationIAPA
- Pacific CountyIAPA
- Pend Oreille CountyPA
- Pierce CountyIAPA
- Puyallup Indian ReservationIAPA
- Quileute Indian ReservationPA
- Quinault Indian ReservationIAPA
- Samish TDSAIAPA
- Sauk-Suiattle Indian ReservationIAPA
- Shoalwater Bay ReservationIAPA
- Skagit CountyIAPA
- Skamania CountyPA
- Skokomish Indian ReservationPA
- Snohomish CountyIAPA
- Snoqualmie Indian ReservationIAPA
- Squaxin Island Indian ReservationIAPA
- Stillaguamish Indian ReservationIAPA
- Swinomish Indian ReservationIAPA
- Thurston CountyIA
- Tulalip Indian ReservationIAPA
- Upper Skagit Indian ReservationIAPA
- Wahkiakum CountyPA
- Whatcom CountyIAPA
- Yakama ReservationPA
- Yakima CountyPA
Not sure about your county? Check your county with our free Disaster Zone Eligibility Check.
How SBA disaster loans work in declared areas
The U.S. Small Business Administration can make low-interest disaster loans in areas covered by a disaster declaration. Depending on the declaration, these can include physical damage loans to repair or replace property, and Economic Injury Disaster Loans (EIDL) that help cover operating expenses while a business recovers.
The SBA publishes which counties qualify and the deadline to apply for each disaster. Always check sba.gov/disaster and disasterloanassistance.sba.gov for the official declaration and dates. You can apply directly with the SBA at no cost.
Where Economic Recovery Center fits
We prepare compliant, submission-ready SBA disaster loan packages: the eligibility analysis, underwriting and documents the SBA asks for. You submit your own application with a complete file.
If your property was damaged, we connect you with licensed public adjusters who represent you, not the insurance company, on your claim.
See all active disaster declarations
Source: OpenFEMA Disaster Declarations Summaries. Official FEMA page: fema.gov/disaster/4906. FEMA last updated this data on November 6, 2026.
Hit by the Washington flood?
Talk with a specialist about your SBA disaster loan package and your insurance claim.