SBA Disaster Loans for Texas Flood, DR-4935
Yes, businesses in Texas may be able to get an SBA disaster loan for this disaster: FEMA major disaster declaration DR-4935 (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), declared September 1, 2026, approves FEMA Individual Assistance for 20 designated areas. When a major disaster declaration includes Individual Assistance, the SBA can offer disaster loans to businesses of all sizes and private nonprofits in those areas, and confirms the exact counties and deadlines on its own declaration.
DR-4935 at a glance
- Declaration
- DR-4935-TX
- Title
- Severe Storms, Straight-Line Winds, Tornadoes, and Flooding
- Incident type
- Flood
- Declared
- September 1, 2026
- Incident period
- July 12, 2026 to August 4, 2026
- Designated areas
- 26
- FEMA programs
- Individual Assistance, Public Assistance
- FEMA IA registration
- FEMA lists December 29, 2026 as the last day to register for Individual Assistance. SBA loan deadlines are set separately by the SBA.
- FEMA data updated
- November 6, 2026
Economic Recovery Center is a private company. It is not a government agency and is not the U.S. Small Business Administration (SBA) or FEMA. You can apply for SBA disaster loans directly with the SBA at no cost.
26 designated areas in Texas
- IAIndividual Assistance: help for individuals and households
- PAPublic Assistance: help for state, local and tribal governments and certain nonprofits
- HMHazard Mitigation: funding to reduce future disaster risk
- Bandera CountyIAPA
- Bexar CountyIA
- Comal CountyIA
- Crockett CountyIAPA
- Dimmit CountyIAPA
- Edwards CountyPA
- Frio CountyIAPA
- Gillespie CountyIAPA
- Grimes CountyPA
- Kendall CountyIAPA
- Kerr CountyIAPA
- Kimble CountyIAPA
- Kinney CountyIAPA
- La Salle CountyIAPA
- Live Oak CountyPA
- Mason CountyPA
- Maverick CountyIAPA
- McMullen CountyPA
- Medina CountyIA
- Menard CountyPA
- Real CountyIAPA
- Schleicher CountyIAPA
- Sutton CountyIAPA
- Uvalde CountyIAPA
- Val Verde CountyIAPA
- Zavala CountyIAPA
Not sure about your county? Check your county with our free Disaster Zone Eligibility Check.
How SBA disaster loans work in declared areas
The U.S. Small Business Administration can make low-interest disaster loans in areas covered by a disaster declaration. Depending on the declaration, these can include physical damage loans to repair or replace property, and Economic Injury Disaster Loans (EIDL) that help cover operating expenses while a business recovers.
The SBA publishes which counties qualify and the deadline to apply for each disaster. Always check sba.gov/disaster and disasterloanassistance.sba.gov for the official declaration and dates. You can apply directly with the SBA at no cost.
Where Economic Recovery Center fits
We prepare compliant, submission-ready SBA disaster loan packages: the eligibility analysis, underwriting and documents the SBA asks for. You submit your own application with a complete file.
If your property was damaged, we connect you with licensed public adjusters who represent you, not the insurance company, on your claim.
See all active disaster declarations
Source: OpenFEMA Disaster Declarations Summaries. Official FEMA page: fema.gov/disaster/4935. FEMA last updated this data on November 6, 2026.
Hit by the Texas flood?
Talk with a specialist about your SBA disaster loan package and your insurance claim.