SBA Disaster Loans for Hawaii Hurricane Lala, DR-4951
Possibly. FEMA major disaster declaration DR-4951 (Hurricane Lala), declared October 7, 2026, currently lists FEMA Public Assistance but not Individual Assistance, so SBA disaster loans for Hawaii businesses depend on whether FEMA adds Individual Assistance or the SBA issues its own declaration. Without one, SBA disaster loans under a Public Assistance-only declaration are generally limited to eligible private nonprofit organizations.
DR-4951 at a glance
- Declaration
- DR-4951-HI
- Title
- Hurricane Lala
- Incident type
- Hurricane
- Declared
- October 7, 2026
- Incident period
- August 14, 2026 to August 16, 2026
- Designated areas
- 3
- FEMA programs
- Public Assistance
- FEMA data updated
- November 6, 2026
Economic Recovery Center is a private company. It is not a government agency and is not the U.S. Small Business Administration (SBA) or FEMA. You can apply for SBA disaster loans directly with the SBA at no cost.
3 designated areas in Hawaii
- IAIndividual Assistance: help for individuals and households
- PAPublic Assistance: help for state, local and tribal governments and certain nonprofits
- HMHazard Mitigation: funding to reduce future disaster risk
- Hawaii CountyPA
- Honolulu CountyPA
- Maui CountyPA
Not sure about your county? Check your county with our free Disaster Zone Eligibility Check.
How SBA disaster loans work in declared areas
The U.S. Small Business Administration can make low-interest disaster loans in areas covered by a disaster declaration. Depending on the declaration, these can include physical damage loans to repair or replace property, and Economic Injury Disaster Loans (EIDL) that help cover operating expenses while a business recovers.
The SBA publishes which counties qualify and the deadline to apply for each disaster. Always check sba.gov/disaster and disasterloanassistance.sba.gov for the official declaration and dates. You can apply directly with the SBA at no cost.
Where Economic Recovery Center fits
We prepare compliant, submission-ready SBA disaster loan packages: the eligibility analysis, underwriting and documents the SBA asks for. You submit your own application with a complete file.
If your property was damaged, we connect you with licensed public adjusters who represent you, not the insurance company, on your claim.
Other recent declarations in Hawaii
- DR-4952: Hurricane Lowell (October 7, 2026)
- DR-4936: Earthquake (September 1, 2026)
- DR-4909: Severe Storms, Flooding, Landslides, and Mudslides (April 7, 2026)
See all active disaster declarations
Source: OpenFEMA Disaster Declarations Summaries. Official FEMA page: fema.gov/disaster/4951. FEMA last updated this data on November 6, 2026.
Hit by the Hawaii hurricane lala?
Talk with a specialist about your SBA disaster loan package and your insurance claim.